Sunday, September 23, 2012

Discover to pay $200 million to cardholders over U.S. phone marketing

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Saturday, September 22, 2012

I Have an IRA. How Can I Invest in Gold and Silver?

Deviant Investor
Deviant Investor
September 21st, 2012
Reader Views: 545

It is quite easy! Yes, I am talking about actual physical gold and silver, not ?paper? gold, or certificates, or paper promises.

Question:?Why gold and silver in an IRA?
Answer:?The simplest explanation is that gold and silver will protect your purchasing power. There are many other reasons including safety in the event of another economic melt-down such as what happened in 2008.

Question:?Why not buy ETFs (Exchange Traded Funds) that invest in gold and silver, such as GLD, SLV, PSLV, and PHYS?
Answer:?You certainly can. They are more convenient to buy and sell, and the annual fees are less. But, if you are looking for maximum safety, purchase metals in your IRA and have them stored in a secure, insured, private vault.

Question:?Why can?t I store them in my personal safe deposit box instead of a private vault?
Answer:?Per the IRS code, you can?t take delivery until you pay taxes. Don?t fight the IRS.

Question:?How do I open an account?
Answer:?Find a self-directed IRA custodian who will allow precious metals in your account, complete the paperwork, send it and the initial fee to the IRA custodian, and they will open the account.

Question:?How do I find a self-directed IRA custodian?
Answer:?Go to your favorite metals dealer ? there are many ? and look at their recommendations. My preference is Apmex.com but there are many fine choices for metals dealers, and they can recommend IRA custodians. Apmex currently suggests seven?IRA custodians?on their website.

Question:?Once I get the account, how do I fund the account?
Answer:?You can fund it with a non-taxable (partial or total) roll-over from an existing IRA, 401k, or 403(b) account, or by contributions under the current IRA rules.

Question:?Then what?
Answer:?The IRA is open, the money arrives from the rollover or contributions, and the IRA custodian asks you what you want to purchase with the funds and what dealer (such as Apmex) you wish to use. You tell the dealer what combination of silver and gold coins and bars (there are a few restrictions regarding what coins and bars are acceptable in IRAs) that you wish to purchase.

Question:?Then what?
Answer:?The metals are purchased and shipped to a bonded, insured, private storage facility in Delaware (or wherever) and stored. They are not in a bank. The IRA custodian sends periodic statements showing transactions and estimated fair market value of your gold and silver holdings.

Question:?What does this cost?
Answer:?It depends on the custodian, the size of your IRA, and the storage facility. Assume $200 ? $400 per year as an estimate.

Question:?Why so much?
Answer:?Fees, IRS regulations, accounting, profit, and expenses. Gold and silver have increased 15% to 20% per year for the past decade. How has your money market account performed in that time? How have your brokerage accounts and mutual funds performed in that time??Did you feel safe or vulnerable during the crash of 2008??Would you feel safer if your IRA funds were not held in the banking or financial system? After considering these questions, the fees may seem quite reasonable. If not, then stay with what has been working for you.

Conclusion

An IRA that invests in physical gold and silver is NOT for everyone, but it may be appropriate for a portion of your retirement funds. It will probably be safer in the event of another financial meltdown, but it will be more expensive than a traditional IRA, and it is less convenient and flexible. Choose what works for you.

Delivered by The Daily Sheeple


Contributed by Deviant Investor of Deviant Investor.

About Deviant Investor: I am a retired accountant who has 30 years of experience following markets, investing, and trading both futures and stocks. I have made and lost money during my investing career, and those successes and losses have taught me much about markets, timing, risk, inflation, and crashes. I currently invest for the long term, and I swing trade (in a trade from one to four weeks) stocks and ETFs. I offer opinions and commentary, but not investment advice.

Years ago I did graduate work in physics (all but dissertation), so I strongly believe in data, analysis, objective facts, and rational decisions based on hard data. I currently live in Texas.


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Source: http://www.thedailysheeple.com/i-have-an-ira-how-can-i-invest-in-gold-and-silver_092012

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Friday, September 21, 2012

GOP senators take to the floor to hammer Obama

More than 30 Senate Republicans took to the Senate floor this morning in back-to-back coordinated speeches with attacks aimed at President Obama and the Democratically-led Senate.

The speeches were one part airing of grievances, one part campaign rhetoric, in a not-so-veiled attempt to influence the message as lawmakers go back to their districts next week. This could be the final day the Senate is open for business before the election.

The short one- or two-minute speeches covered a broad range of topics from the budget, to debt, to high unemployment and foreign policy. But no matter the topic, the message that Senate Republicans hoped to send is that Obama and the Senate Democrats have "failed" to lead - and Republicans can offer something "better" for the nation.

Fierce criticism came from Sen. Lindsey Graham, R-S.C., over the president's touting of his foreign policy successes.

"Four years later, almost, after the Nobel Peace Prize has been awarded, where do we stand as a nation? Osama bin Laden is dead. That's good. That's a great accomplishment. The president should take pride in that. We should all celebrate the death of that evil man. But that's not a foreign policy. Is anybody deterred from attacking America in the Middle East because bin Laden is dead?" Graham asked.

Sen. Olympia Snowe, R-Maine, called on Senate Democrats to not take recess until progress is made on the so-called fiscal cliff, the battle over taxes and spending, which needs to be resolved before the end of the year.

"We're facing another manufactured crisis this year with a fiscal cliff that never would have existed if the Senate had remained in session, had fewer recesses, and maximized every legislative day based on the job we were elected to do," Snowe said, "I call on the majority leader to continue to have us remain in session, to lay the groundwork for the bipartisan solutions on these monumental issues."

Senator Tom Coburn, R-Okla., said that under the leadership of Senate Majority Leader Reid the Senate has not tried to do hard things.

"What it has attempted to do is abandon the tasks that should be in front of us. America deserves better, it deserves better leadership, it deserves leadership based on bringing this country together rather than dividing this country," Coburn said.

Senator Kelly Ayotte, R-N.H., addressed her comments directly to President Obama.

"You have been AWOL on this critical issue and our troops and nation deserves better," she said. "Lead. Be the commander in chief. Your leadership has been absent."

Senate Democratic leaders dismissed the Republicans' coordinated speeches, calling them a "dog and pony" show.

Sen. Patty Murray, D-Wash., likened them to her time as a former preschool teacher, when, on the last day of school before summer, there was always one student who hadn't done any homework all year long and finally showed up on their best behavior, homework in hand, hoping to leave a good impression.

"They thought maybe that this last ditch-effort could help them avoid a bad grade, and unfortunately it doesn't work that way," she said, "so let me assure Republicans of one thing. Their record of obstruction and their refusal to compromise will not go away at the 11th hour."

Sen. Chuck Schumer, D-N.Y., chalked up the move today by Senate Republicans to presidential candidate Mitt Romney's "drag effect" on their own poll numbers.

"Their presidential nominee just offended half the country. His flailing campaign is now having a drag effect for Republican Senate candidates across the country, and this has them a little cranky, as we saw on the floor this morning. This is not where Republicans thought they'd be with 50 days left before election."

Also Read

Source: http://news.yahoo.com/gop-senators-hammer-obama-193055624--abc-news-politics.html

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Media Report: NY Mag, Frontline (Atlantic Politics Channel)

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Obamas head for "The View", Ann Romney bound for Jay Leno

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Thursday, September 20, 2012

Study linking GM crops and cancer questioned

Today, researchers led by Gilles-Eric S?ralini at the University of Caen in France announced evidence for a raft of health problems in rats fed maize that has been modified to be resistant to the herbicide Roundup. They also found similar health problems in rats fed the herbicide itself.

The rodents experienced hormone imbalances and more and bigger breast tumours, earlier in life, than rats fed a non-GM diet, the researchers claim. The GM- or pesticide-fed rats also died earlier.

This kind of GM maize accounts for more than half the US crop, yet the French team says this is the first time it has been tested for toxicity throughout a rat's lifespan (Food and Chemical Toxicology, DOI: 10.1016/j.fct.2012.08.005).

Are the findings reliable?
There is little to suggest they are. Tom Sanders, head of nutritional research at King's College London, says that the strain of rat the French team used gets breast tumours easily, especially when given unlimited food, or maize contaminated by a common fungus that causes hormone imbalance, or just allowed to age. There were no data on food intake or tests for fungus in the maize, so we don't know whether this was a factor.

But didn't the treated rats get sicker than the untreated rats?
Some did, but that's not the fully story. It wasn't that rats fed GM maize or herbicide got tumours, and the control rats did not. Five of the 20 control rats ? 25 per cent ? got tumours and died, while 60 per cent in "some test groups" that ate GM maize died. Some other test groups, however, were healthier than the controls.

Toxicologists do a standard mathematical test, called the standard deviation, on such data to see whether the difference is what you might expect from random variation, or can be considered significant. The French team did not present these tests in their paper. They used a complicated and unconventional analysis that Sanders calls "a statistical fishing trip".

Anthony Trewavas of the University of Edinburgh, UK, adds that in any case, there should be at least as many controls as test rats ? there were only 20 of the former and 80 of the latter ? to show how variably tumours appear. Without those additional controls, "these results are of no value", he says.

Aside from the statistics, are there any other problems?
Yes. Tests like this have been done before, more rigorously, and found no effect of GM food on health. The French team claims to be the first to test for the animal's whole lifespan. But "most toxicology studies are terminated at normal lifespan? ? 2 years", as this one was, says Sanders. "Immortality is not an alternative." And those tests did not find this effect.

Furthermore, the team claims to see the same toxic effects both with actual Roundup, and with the GM maize?? whether or not the maize contained any actual herbicide. It is hard to imagine any way in which a herbicide could have identical toxic effects to a gene tweak that gives the maize a gene for an enzyme that actually destroys the herbicide.

Does seeming unlikely mean that this is an invalid result?
Not necessarily. But even more damning from a pharmacological perspective, the team found the same effect at all doses of either herbicide or GM maize. That's unusual, because nearly all toxic effects worsen as the dose increases? ? it is considered essential for proving that the agent causes the effect.

Even the smallest dose that the team applied resulted in alleged effects on the rats. That is sometimes seen with other toxic agents. The team suggests that the effect kicks in at some very low dose, hits its maximum extent immediately, and stays the same at any higher dose.

But it could more simply mean the GM maize and the herbicide had no measured effect, and that is why the dose made no difference. "They show that old rats get tumours and die," says Mark Tester of the University of Adelaide, Australia. "That is all that can be concluded."

Why would scientists do this?
The research group has long been opposed to GM crops. It claimed in 2010 to have found evidence of toxicity in tests by the GM-crops giant Monsanto of its own Roundup-resistant maize. Other toxicologists, however, said the supposedly damning data revealed only insignificant fluctuations in the physiology of normal rats.

French blogger Anton Suwalki, who campaigns against pseudoscience, has a long list of complaints about the group, including what he calls "fantasy statistics".

And who funded the work?
The group was funded by the Committee for Research and Independent Information on Genetic Engineering, or CRIIGEN, based in Paris, France. The lead author on today's study, S?ralini, is head of its scientific board, and it pledges to "make every effort towards the removal of the status of secrecy prevailing in genetic engineering experiments and concerning genetically modified crops (GMOs), both being likely to have an impact on the environment and/or on health".

Don't they realise that other scientists criticise their methods?
They might. The paper is supposed to have been reviewed by other scientists before it was allowed for publication. But the team refused to allow journalists to show the paper to other scientists before the news reports were due to be published.

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Children and website privacy ? Slaw

Last week Jennifer Stoddart, the Privacy Commissioner of Canada, spoke at an IT.Can teleconference about online behavioural advertising. Online behavioural advertising means?tracking and targeting of individuals? web activities, across sites and over time, in order to serve advertisements that are tailored to those individuals? inferred interests. One point she made that I found interesting was about children.

Some countries have laws that specify how children under a certain age are to be treated online including what can be directed to them, and when parental consent is needed. That does not exist here.?

The Commisioner's approach is that if sites are aimed at children, then privacy disclosures and consents must be simple and clear and understandable by children. Which of course means that?one should not be doing things with their personal information that requires consent if they are incapable of understanding and giving an informed consent. This?approach is somewhat consistent with the approach to consent to health care treatment where children are able to give consent to many types of treatment on their own, provided they are capable of giving an informed consent.

The Commissioner also made it clear that children should not be tracked online, and thus behavioral advertising should not be directed to children.

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Although we do not require it, we ask that in making a comment you use your full name. You must supply a valid email address, which will not appear with your comment.

Source: http://www.slaw.ca/2012/09/19/children-and-website-privacy/

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Peanut the Orangutan Has Cancer; Will Chemotherapy Save Her Life?

What happens when a great ape develops cancer? If she?s as well taken care of as the orangutan Peanut, then her cancer is treated with chemotherapy.

The eight-year-old orangutan, a resident of Miami?s Jungle Island, was diagnosed with non-Hodgkin lymphoma in August when her veterinary team discovered the great ape was suffering from an intestinal obstruction. Further testing revealed that Peanut had cancer.

Peanut, who uses sign language and an iPad to communicate with her caretakers, has a fraternal twin named Pumpkin, which is an extremely rare occurrence in the animal world. Peanut and Pumpkin are the youngest of six orangutans at Jungle Island, where visitors love to watch the intelligent mammals roam their enclosed habitat. Though the twins both use technology and signing to communicate with their trainers, they are said to have wildly distinct personalities, with Peanut being the more demanding of the two. Fortunately, Pumpkin remains cancer-free.

MORE: 'Palmed Off': Is Your Dinner Killing Orangutans?

Peanut is not the only great ape to receive cancer treatment normally reserved for humans. In 2000, an orangutan at the National Zoo in Washington underwent surgery to remove a cancerous intestinal tumor, and in 2009 two gorillas at the North Carolina Zoo received radiation therapy. However, all three apes were in their 30s and 40s?which is older for these animals?and eventually had to be euthanized.

While doctors are careful to caution against unrealistic expectations, Peanut?s youthfulness means that her prognosis for a cancer-free future is good, or at the very least her cancer will go into remission, allowing her to live comfortably for a while longer. With no on-staff board certified veterinary oncologist, Jungle Island enlisted the aid of the Sylvester Comprehensive Cancer Center at the University of Miami Miller School of Medicine and UM?s Division of Comparative Pathology.

Dr. Joseph Rosenblatt admits that he doesn?t know what exactly to expect for Peanut, but that he and his team are, ?intensely curious and potentially hopeful that we can help the animal. When the animal looks at you in the eye, it?s both sympathetic...and radiates intelligence.?

Rosenblatt has chosen a treatment plan that proved successful in humans, slightly reducing Peanut?s doses to prevent giving her more than her body can handle. For humans the process usually takes about four to five hours?for Peanut, it will take only three. She will receive six doses in 21-day intervals, unless a problem arises. Unlike humans, Peanut is sedated for her treatment, and it?s not known if the chemo will make her nauseous, as it does for many humans. The orangutan is allowed to rest out of visitors? sight indoors until she feels ready to venture out into the enclosure. Though Peanut is more tired than usual, she has not lost much of her red fur.

Despite doctors? cautious optimism, Peanut?s trainers and caretakers are making sure to exude a positive attitude in the orangutan?s presence, fearing that any mention of her disease might cause her fear and confusion. Though Peanut is capable of communicating with humans, words like ?cancer,? ?disease,? and ?lymphoma? are beyond her vocabulary and comprehension. But the orangutan can sense that something is awry. Veterinarian Jason Chatfield, Jungle Island?s general curator, said Peanut, ?absolutely knows something is wrong, something is different with her.?

Lest anyone question Jungle Island?s intentions, it?s clear that Peanut is well loved. Peanut?s primary trainer, Linda Jacobs, was on the verge of tears as she said, ?I have been with her since she was born...so I am really sensitive to her needs and moods.?

We here at TakePart definitely send Peanut our best and hope for a full recovery.

Is it ethical or unethical to make an animal undergo a potentially very uncomfortable treatment for a disease she can't even understand? Does it hurt more than it helps?

Related Stories on TakePart:

??Are Orangutans the Key to Mankind's Energy-Efficient Future?

??Cancer Now the Leading Cause of Death for U.S. Hispanics

??Breast Cancer: Laughter Is the Best Medicine


Liz Acosta is a writer, artist, and activist living in San Francisco. She likes to practice what she calls "accessible activism," doing what she can to change the world. She loves dogs, photography, bicycles, IPAs, and Britney Spears.

Source: http://news.yahoo.com/peanut-orangutan-cancer-chemotherapy-save-her-life-165319983.html

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Mercury Web Browser Pro for iPad


Mozilla has retired its iOS app, Firefox Home, which allowed syncing of bookmarks, history, passwords, tabs and more between your desktop Firefox browser and your iPad, iPhone, or iPod touch. But not to worry! Mercury gives you syncing, and a wealth of nifty tablet browsing tricks all its own, including full-screen webpage view and gesture support. Unlike most iOS browsers, Mercury comes in both a free and 99 cent Pro version, which adds the Firefox syncing, Dropbox integration, and printing capability.

Interface
Mercury sports the traditional desktop-style tabs along the top of the app, surmounted by standard toolbar buttons?back and forward, home, favorite along the left, and settings, share, and full screen along the right. Separate address and search bars will be welcomed by those who prefer to compartmentalize those two activities. Competing Dolphin (3.5 stars) and Chrome (3.0 stars) iPad browsers use a single box for both activities and with iOS 6, Safari will too, but Maxthon and Opera Miniboth use two separate boxes.

Tab implementation is pretty good, though you won't find a new twist on touchscreen tabs as you do in Yahoo! Axis (3.5 stars) and Opera Mini. You can open up to ten tabs, compared with Safari's nine and Chrome and Maxthon's unlimited tabs. Dolphin tells you that performance will suffer if you open more than nine, which is probably good advice for anyone browsing on an iPad. An X in every Mercury tab means you can close any of them at any time without having to switch to the tab you want to close as you do with Dolphin and Maxthon. But you can't drag them to change their positions on the tab bar as you can in Chrome and Safari. In one nice tab-and-navigation help, you can hold down a link to open its page in a new tab, but Safari and Dolphin do this too.

Full-screen browsing is a big plus over the stock iPad browser and over Chrome and all other third-party browsers I've tested save Dolphin. This could change with iOS 6, though it's not clear that full screen will be supported on the iPad as well as on the iPhone. When you switch to full-screen view in Mercury, you get small overlay controls along the bottom, for back and forward, entering a new address, returning to standard view, and a circular control. This last looks like a TV remote control, with an Enter symbol in the middle. It's an interface innovation that lets you access pretty much everything you could with the browser's main, non-full-screen toolbar.

The pi?ce de r?sistance of Mercury's interface is its theming capability. None of the alternative iPad browsers I've tested?including Chrome, Dolphin, Maxthon?offered this window-dressing capability, even though their desktop counterparts did. I could choose from 11 options, from Christmas to Yakuza. One of the two wood-grain themes fit my sensibilities perfectly.

Gestures
Gestures are darned handy when you're viewing pages in full-screen, and Mercury offers eight of these, including those for tab switching, navigation, and moving to the top and bottom of a page. You can customize what action happens for any of these gestures from a choice of 19, but you can't create new gestures as you can in Dolphin. You're limited to the eight, while Dolphin doesn't have a limit, and lets you program 20 actions with gestures. But where Dolphin's gestures really top those in Mercury is that they let you create gestures to visit specific websites.

Extra Browsing Helpers
Like Safari and Maxthon, Mercury offers a Readability mode, hiding all but the main text and images of a Web article. When I tried this on PCMag.com's Hands on With the iPhone 5 article, I saw extraneous text at the end. I also prefer how Safari and Maxthon make the reading mode available via a button in the address bar, instead of Mercury's menu choice. Getting back to regular Web view was also easier in the others.

Like most alternative iPad browsers, Mercury lets you tell sites to show their full desktop version, rather than a dumbed-down mobile version. I do like how Mercury actually lets you tell sites you're one of 10 different specific browsers?IE 6 through 8, Chrome, Firefox, or Opera, for example. This means a site that displays correctly in IE but not in Safari will think you're using IE, so you get the correct webpage, but the setting is too buried compared with similar features in Chrome.

A couple things you won't find in Chrome or Safari, however, Mercury's Ad Blocker and dimmer features. The ad blocker spared me from having to see most third-party banner ads, and the dimmer is simply a brightness control that's more accessible than the one in the iPad Settings app.

Other hard-to-find features in Mercury are its download and file managers. You can hold your finger against a link on a Web page, and choose Download Link from the resulting menu. The file is downloaded to the iPad, where you may not be able to do anything with it. Not to worry: The browser comes with a viewer, and if that doesn't work, you can transfer the file to your PC using iTunes. Even better, you can upload the file to your Dropbox folder from a simple sharing button. But don't be deceived into thinking this is as snappy a procedure as it is on a desktop.

Source: http://feedproxy.google.com/~r/ziffdavis/pcmag/~3/SlGghvl61ME/0,2817,2409725,00.asp

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Improve The Chances Of Your Book Idea To Publishing | Writing and ...

There are a lot of folks who have composed what they presume will eventually be a printed and published children?s book. As a result of various other details such as fear regarding being rejected, or just plain procrastination, they?ve never ever done the next step. Or perhaps many just are not aware of what the next step might be, if they have even set out to write.

Possibly it?s also partially as a result of indecision. With several alternatives offered today that include things like self publishing, or publishing in a number of digital format for instance, Kindle, or utilizing the services of a literary agent, it can possibly be difficult to determine what the next action is.

Most definitely, submitting a manuscript to any of the heavyweight publishing houses is a difficult thing to consider. With several other manuscripts to compete against, how does a writer develop a sizzling query letter that is going to get the prompt interest of someone?

Perhaps, rather than thinking about the heavyweight publishing houses, think smaller! There are a multitude of lesser known publishers that specialise only in children?s books, and your chances as a new writer might be improved here. These types of specialized publishers know the marketplace very well, and are ready to assist your walk through the maze of information and facts that are complex, as well as all the other factors you have to take into consideration. If you are a writer, you may not be great at coming up with illustrations, and then a publisher might have the ability to support you out with this. Most children?s books call for very good illustrations that will retain the reader?s attention along with the words.

Whether you?re composition is taken by a publisher, they will certainly be able to facilitate with proof reading including enhancing which it could should have, and provide you with further tips.

Still don?t know where to begin? Learn more about book publishing today.

If you haven?t begun your manuscript yet, what are you awaiting? It surely will never ever get written if all you do is ponder it. It is fabulous that you may possess a thought located in your brain, nevertheless it takes action on your part before you even think about how the book may perhaps at some point become published and printed.

Assuming that you are still dealing with the idea but never have begun yet, attempt to make things a routine to note your notions down. If you aren?t able to do that, record them to your cell phone. Numerous thoughts get lost or are forgotten due to the fact that no action is undertaken on them when they initially strike.

Related posts:

  1. What Are The Steps To Publish Your Book?
  2. Important Steps To Getting A Book Published
  3. Do You Know About Getting A Book Published: The Easiest Ways To Find Publishers
  4. Do You Know About Self-Publishing Through The Eyes Of Non-Authors
  5. The General Grounds Novelists Go For Self Publishing

Source: http://doityourself-tips.net/Writingandspeaking-tips/improve-the-chances-of-your-book-idea-to-publishing/

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Wednesday, September 19, 2012

PFT: No movement in lockout of officials

Ndamukong SuhAP

Whether or not Lions defensive tackle Ndamukong Suh is dating some person named Lolo Jones is of no interest to me whatsoever.

In fact, if mentioning her name wasn?t helpful to the set-up of a good shots-fired moment, I probably wouldn?t have mentioned her at all.

At the end of an interview Wednesday, Suh was asked about the Jones rumors (which apparently exist), and turned his attention to the 49ers offensive line.

?Ha ha, that?s funny. Real funny. Just like Joe Staley?s comments,? Suh said, via Dave Birkett of the Detroit Free Press.

The left tackle said the Lions defensive line was cheap and overrated, after his team?s 27-19 win Sunday night.

?I find it very interesting and laughable sometimes, but it?s not my concern,? Suh said when told of Staley?s comments. ?I don?t go against him. The times that, I guess, I have, I?ve never had an issue with him. If he has an issue with me, he knows where to find me.?

As for the Lions line being overrated, Suh replied: ?People are going to say what they want to say. Especially, I mean, you get a win, feel like you can talk. Great for you. That doesn?t really mean [expletive] to me.?

Suh has 2.5 sacks in two games, but called it a ?very average start.?

?To me, if anything, I?m at where I?m supposed to be, or below,? Suh said. ?There?s still things [I can do better]. A lot of mistakes. Things that I can see on the film that I?ve got to be able to adjust and make more plays. I?ve been put in some positions to where I can make plays. I can think back to the first game, I can think back to last game. So there?s still a lot of growth left.?

And if nothing else, there?s always Lolo Jones. Whoever she is.

Source: http://profootballtalk.nbcsports.com/2012/09/19/still-no-movement-in-officials-lockout/related/

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Apple closes above $700 for first time

(AP) ? Apple's stock closed above $700 for the first time on Tuesday, the day after it announced that orders for its iPhone 5 topped 2 million in the first 24 hours.

Shares closed at $701.91 Tuesday, up $2.13 from Monday's close. They rose as high as $702.33 in afternoon trading Tuesday.

The rally in Apple's stock price puts the company's market value at $658 billion.

The $700 mark is somewhat of an arbitrary milestone for Apple's stock, representing little more than a nice round number and a record high trading level.

The company, after all, already enjoys the distinction as the world's most valuable public company ever, at least if one ignores inflation. Google Inc., its Silicon Valley neighbor, saw its stock price surpass $700 in 2007. On Tuesday, Google's stock was trading at $712.28. But the online search leader's market capitalization is well below Apple's at $236.4 billion.

Apple started taking orders for the iPhone 5 at 3 a.m. EDT Friday. Orders during the first 24 hours more than doubled what Apple had for its predecessor, the iPhone 4S, over the same period last October.

"This was despite somewhat lukewarm reviews and some claiming it had 'lack of a wow factor,' Sterne Agee analyst Shaw Wu said in a note to investors. "We continue to believe many underestimate iPhone 5 in that it is a significant update and will drive a powerful product cycle."

Wu estimates that Apple will likely ship 27 million iPhones in the current quarter. That's up from his earlier estimate of 26 million.

Apple said on Monday that while most orders will be delivered this Friday, when the phone goes on sale in stores in the U.S. and eight other countries, demand for the iPhone 5 exceeds the initial supply. That means some of the devices will be delivered in October.

Buyers who have a two-year service agreement with AT&T, Sprint or Verizon Wireless are able to order the phone for $199 (16 gigabyte model), $299 (32 GB) or $399 (64 GB).

The iPhone 5 represents the first major revision of the iPhone's screen size since the first model was introduced in 2007. The new iPhone has an elongated screen, at 4 inches measured diagonally. That allows room for another row of icons and lets widescreen movies fit better. Earlier models had 3.5-inch screens. The new phone is also thinner and weighs less than previous versions. It can operate on LTE cellular networks and sports a new processor and updated software.

Apple share have risen 86 percent since Oct. 5, when CEO Steve Jobs died.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-09-18-Apple-Stock/id-969fbf5fb2b743f186eeaa3b48d8141a

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Hubble shot captures star-forming galaxy

A gorgeous new photo by the Hubble Space Telescope confirms that a faraway spiral galaxy is indeed churning out new stars at a rapid rate.

The new Hubble image captures a galaxy called NGC 7090, which is found about 30 million light-years from Earth in the southern constellation Indus (The Indian). The edge-on shot shows the galaxy's disc and bulging central core ? which is likely full of cool, relatively old stars ? as well as a number of pinkish regions scattered throughout NGC 7090.

These pink areas reveal the presence of huge clouds of hydrogen gas, researchers said. Such clouds are the raw materials of which stars are made, providing striking visual confirmation of several recent studies that have classified NGC 7090 as a star-forming galaxy.

Also visible in the image are numerous intricate dust lanes ? dark regions especially prominent in the lower half of the galaxy's disc.

These areas appear dark from Hubble's vantage point because dust is absorbing much of the light emitted from the bright center of NGC 7090.

While dust has frustrated the efforts of observational astronomers for decades, it does not present an impenetrable veil. Dust is largely transparent at near-infrared wavelengths, so some instruments can peer behind it, researchers said.

And at even longer wavelengths ? such as those used in radio astronomy ? researchers can study the dust itself to learn how such clouds contribute to star formation.

The photo was taken using the Wide Field Channel of the Advanced Camera for Surveys aboard Hubble. The image combines orange light (colored blue here), infrared (colored red) and emissions from glowing hydrogen gas (also colored red).

A version of this image was entered into the Hubble?s Hidden Treasures photo processing competition by contestant Rasid Tugral. Hubble's Hidden Treasures, which has now wrapped up, invited astronomy enthusiasts to search Hubble's archive for amazing images that the public has never seen.

  1. Space news from NBCNews.com

    1. Eight?advanced robotics projects win NASA funds

      NASA will award a total of $2.7 million to eight advanced robotics projects, in an effort to push forward the frontiers of space exploration, agency officials announced.

    2. Weather looks good for Endeavour's trip
    3. It's the biggest moon rock ever auctioned
    4. Hubble shot captures star-forming galaxy

The Hubble Space Telescope, a joint effort of NASA and the European Space Agency, launched in April 1990. It has made more than 1 million science observations over its long lifetime, and the instrument is still going strong.

Follow Space.com on Twitter @Spacedotcom. We're also on Facebook? and ?Google+.

? 2012 Space.com. All rights reserved. More from Space.com.

Source: http://www.msnbc.msn.com/id/49079147/ns/technology_and_science-space/

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Tuesday, September 18, 2012

Functional, Productive Meetings Require Constraints [Work]

Functional, Productive Meetings Require ConstraintsFew people bear a smile when it's time for a meeting because most of us have spent time in unproductive ones that seem to have no end. But they can be useful and productive, so long as you take the right approach. Productivity and ideas blog 99u studied the methodology of meetings at several successful companies and found the following common threads:

  1. All meetings must have a stated purpose or agenda. Without an agenda, meetings can easily turn into aimless social gatherings rather than productive working sessions.
  2. Attendees should walk away with concrete next steps or Action Items. We love Action Items here, but we're not the only ones. From Apple to the Toastmasters, the world's most successful organizations demand that attendees leave meetings with actionable tasks.
  3. The meeting should have an end time. Constraints breed creativity. By not placing an endtime, we encourage rambling, off-topic and useless conversation.

These are pretty simple adjustments and, in my experience, work very well because they're not so much an aimless gathering of people, but rather a very specific set of tasks to be carried out as a group. For many more tips from successful companies, like Apple and Google, check out the full post over at 99u.

How to Run Your Meetings Like Apple and Google | 99u

Photo by Andrew Magill.

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/7uD8oTcA8w4/functional-productive-meetings-require-constraints

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Nikki Blonsky joins "Smash" in recurring role

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